Glossary of Terms

L

Lifetime Maximum Benefit

The lifetime maximum benefit is the plan’s dollar limit on benefits it will pay over the lifetime of a covered person. Effective Jan. 1, 2011, the LM HealthWorks Plan will not impose a lifetime limit on any of the Plan’s benefits for active and disabled employees, whether the covered individual is the subscriber or the eligible dependent. Note: lifetime limits may still apply to certain benefits or services which are not essential health benefits.

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